Frugality

From Benjamin Franklin to Charlie Munger to Sam Zell.
All talk about frugality, a life where you spend as much as you need.

The current world of consumerism and frugality has become a dystopia. Buying on loans and credit cards is a norm.
We are in the era of hoarding.
Our happiness has transitioned into fast fashion and brand acquisition.

How will we live a cluttered life with infinite choices? Most of it is on debt. Is there any place for frugality left?